By : Alin Santika )*
Some labor groups tried to hold demonstrations against the Tapera Law. The entire community is also advised to continue to be alert to demonstrations or demonstrations which have the potential to be controlled by irresponsible groups just for their own interests.With vigilance from the whole community, at least they will be much wiser and more selective in responding to any issue and not rush into being provoked by emotions so that it is easy to follow unclear movements such as demonstrations, including demonstrating things that actually bring in a lot of people. benefits for the people themselves.Of course, demonstrations carried out by some elements of the workers have great potential to cause riots in the midst of conducive conditions, thereby disturbing other people when they want to carry out their daily activities. Of course, if a labor demonstration takes place, there are usually certain parties who are only using it for their own personal or group interests, so that they do not represent the will of the community at all.The ignorance of some elements of society regarding the positive impacts of the existence of the Public Housing Savings Law makes them easily provoked and join the ranks of demonstrations or demonstrations.Regarding this, President Joko Widodo (Jokowi) stated that the government had carried out very careful calculations before finally deciding to sign a regulation regarding private employee salaries of 3 percent for Tapera savings.Indeed, it has become commonplace when a new policy causes the entire community to take part in the calculations as well. Moreover, this has previously happened in Indonesia when the government decided that non-Contribution Assistance Recipient (PBI) BPJS Health participants should register, while the contributions for the poor were covered according to the principle of mutual cooperation.Even though in the past this policy was rejected by a number of parties, in fact now it has been clearly proven that the people themselves have been able to experience the benefits of social insurance.Meanwhile, Member of the Indonesian Ombudsman, Yeka Hendra Fatika, highly praised the great benefits of Public Housing Savings for its participants. The existence of Tapera is very useful for helping finance housing for people with low incomes (MBR) by reducing Home Ownership Credit (KPR) installments.The step is that the beneficiaries will receive interest incentives, so that their mortgage installments will be much cheaper. In fact, for Tepera participants who have met the beneficiary requirements and who intend to buy a house, it is as if they are getting a ‘red carpet’.The Public Housing Savings Policy is a high level of enthusiasm from the government to be able to provide housing for MBR. On the other hand, workers who already own a house still receive benefits in the form of increased savings at the end of their membership period.Until now, BP Tapera is developing a return of principal along with fertilization from investment returns. Don’t be half-hearted, even if the whole community already knows about the extraordinary benefits of the Tapera Law, it is not impossible that they will register their children from a young age to become participants in the Public Housing Savings.On the other hand, the Minister of Manpower (Menaker) Ida Fauziyah emphasized that he would continue to focus on conducting outreach to all workers and employers throughout 2024. For your information, the UMP and Tapera itself are two different things because the UMP has a clear mechanism.The existence of the Tapera Law itself started from the government which really understands the concerns and anxieties of the community. So that the existence of this set of rules is a form of real presence from the state to ensure all citizens’ rights to obtain a decent life, whether in terms of food, clothing or shelter.Previously, Public Housing Savings already existed and is now a continuation of Bapertarum which was only for State Civil Apparatus (ASN) at that time. Then now it continues to expand to also help private and independent workers to find housing.This is because it is to overcome the problem of the housing backlog , which even now is still very large, namely 9.9 million. Many parties then predict that the problem will get bigger because the average property price per year has increased by between 10 and 15 percent.Even though house and land prices continue to rise, workers’ salaries are not linear with increases in property prices. This makes houses increasingly unaffordable for the community. Therefore, the government is thinking about how to meet the basic needs of its people.There is no need to doubt the benefits of the Tapera Law, all for the future of the people themselves. Therefore, now the public just has to increase their vigilance so as not to be easily provoked or provoked by any invitation or action that actually ends in demonstrations or demonstrations, which are very vulnerable to being manipulated by irresponsible parties just to further their interests and those of their own group. just.)* The author is a contributor to the Window Reading Institute