Jakarta – The government has emphasized that strengthening the Islamic economy and finance is a strategic instrument in promoting national economic equality.
Coordinating Minister for Economic Affairs Airlangga Hartarto stated that Indonesia’s Islamic financial assets will increase significantly from IDR 6,193 trillion in 2021 to IDR 10,257 trillion in 2025.
“This positive performance demonstrates that the sharia economy is increasingly becoming a crucial pillar supporting national economic growth and expanding business opportunities for the community,” he said.
Airlangga explained that this increase was driven by the acceleration of Halal Product Certification and growing public interest in halal economic sectors such as Muslim fashion, cosmetics, pharmaceuticals, and Muslim-friendly tourism.
This increase in competitiveness is also reflected in the Global Islamic Economy Indicators 2024–2025, where Indonesia has successfully risen to third place in the world.
Airlangga assessed that this achievement illustrates Indonesia’s growing position as a center for the sharia economy with an increasingly mature ecosystem.
However, Airlangga highlighted that financial literacy remains a challenge.
“The gap between Islamic financial literacy and inclusion remains a challenge,” he said.
He also emphasized that Islamic financial services have not been utilized optimally.
“It’s not just about Sharia. Our financial literacy rate is still around 66 percent. However, compared to other OECD countries, our benchmark is already above the 62 percent rate. So, we can actually encourage the public to master this,” he explained.
The government’s commitment to strengthening Islamic financial inclusion is reflected in various programs, including the acceleration of National Halal Certification, which will have issued 3 million halal certificates by October 2025.
The government also continues to expand sharia financing, particularly through Sharia People’s Business Credit (KUR), which from 2015 to November 2025 has reached IDR 89.04 trillion to 1.47 million debtors.
“This achievement reflects the effectiveness of Islamic financing in expanding access to capital, strengthening the resilience of MSMEs, and encouraging more equitable and sustainable financial inclusion,” Airlangga explained.
Meanwhile, BSI Chief Economist, Banjaran Surya Indrastomo, estimates that national economic growth in 2026 could reach 5.28 percent.
“We estimate that economic growth in 2026 will reach 5.28 percent,” he said.
He added that household consumption, the realization of priority government programs, and strengthening the sharia economy are the main pillars of national economic resilience.
With these developments, the sharia economy is considered capable of expanding economic equality while strengthening the foundations of Indonesia’s long-term growth.