CIDISS.CO Education is one of the most important elements in the generation of the nation, but in reality is still far from expectations. Because there are still many Indonesian children who have not been able to continue to the college level after they graduate from senior high school education, the high cost of education is the main factor that becomes a problem so it is not affordable for people in the lower circle.
Education is expensive, this sentence is often heard from the expression of society, it is expensive if the need is prepared in a short period of time, if this is addressed by saving a long period of time certainly does not feel expensive. Culture Saving Indonesian society is still below average when compared with neighboring countries like Malaysia and Singapore
The Central Bureau of Statistics/ Badan Pusat Statistik (BPS) noted in 2015, the savings to GDP ratio was only 34.8 percent. This figure is still smaller compared to Singapore and China which reached 49 percent or Philippines by 46 percent, whereas Indonesia has a very large population, that number should be one of the strengths for the national financial services industry in increasing the ratio of the portion of savings.
In response to these facts the Financial Services Authority/ Otorisasi Jasa Keuangan (OJK) then initiated a national program of Student Savings / Simpanan Pelajar (SIMPEL) savings in 2015, aiming to build a culture of saving from an early age.
Bank BJB then present as one of the first Bank to present and support the savings program early on, with this SIMPEL Savings Bank BJB continues to socialize that it is important to save money early to address the cost of education to the next level of education, making saving activities not just obligations but the needs and lifestyle.
With the ease of opening savings accounts of SIMPEL products, it is expected to be a magnet for parents and students can save, one of the adjustments made is a light initial deposit of only Rp.5000, – another interesting feature account name created with the name of the student saving even if not have ID card, especially SIMPEL not give Interest to customer, instead, Bank BJB give rewards in the form of gift to student most diligent saving.
To bring closer SIMPEL to student interest, BJB Bank also cooperates with schools in West Java and local Education Office.
By: Rikky. S*)
