CIDISS – The National Police Criminal Investigation Agency (Bareskrim Polri) asks banks to be vigilant and recognize cyber crime. Because, according to the rough count of the apparatus, more than 50 percent of the perpetrators of crime are economically motivated.
According to the Polri Kabareskrim Inspector General Arief Sulistiyanto, the bank is one of the economic pillars for the country and nation because it can support development through its activities. Therefore, banking players need to pay attention to all forms of crime.
He explained, from all these crimes if it is not anticipated it will cause losses and problems. Good for banks and customers directly or to the state. In addition, banks must implement good and safe governance. So that these problems can be anticipated and avoid as much as possible.
Cybercrime in banking is a concern. Because the losses incurred vary greatly from small to large. “This is what needs our attention,” said Arif.
Meanwhile, responding to Cybercrime through ATM is mainly related to banking crimes using the skimming method which is carried out by installing a debit card data reader at an ATM machine so that customers will lose their balance without a transaction, PT Bank Mandiri (Persero) Tbk stated that it had made a number of efforts.
Mandiri Bank Director of Digital Banking & Technology Rico Usthavia Frans revealed, his party had installed an anti skimming device on an ATM machine.
Rico explained, Mandiri Bank always monitors ATM machines with Common Compromise Point (CCP) technology. Thus, if there is an incident with a skimming method, the bank will quickly find out and take action. In addition, Rico said, the crime of skimming can also be mitigated by switching from the use of debit cards equipped with magnetic tape (magnetic stripe) to chips. With chips, skimming will be much more difficult to do.
In response that issue, various modes of crime can be carried out by the perpetrators to launch their actions, especially with the rapid technological development in the current era, so that there is a need for preventive efforts from banks to be able to detect actions that lead to cyber crime so that the community is not harmed by this action. In addition, the community should also be more concerned about what happens to the financial account held if there is an indication of cyber crime.
By: M. Irfandi )*
