By: Raditya Rahman
The establishment of Badan Pengelola Investasi Daya Anagata Nusantara (Danantara) is a clear sign that Indonesia is growing increasingly confident in financing strategic development by relying on domestic strengths. One concrete step is Danantara’s full commitment to supporting the Ministry of Housing and Settlement Areas’ (PKP) “3 Million Houses Program,” as part of a major effort to realize social justice through access to decent housing for all segments of society.
In a meeting with Minister of PKP Maruarar Sirait at the Singapore Parliament Building, Danantara CEO Rosan Roeslani expressed readiness to inject financing amounting to IDR 130 trillion to support the 3 Million Houses Program throughout 2025.
This support is not coming alone. Five major national banks—Bank Mandiri, BRI, BNI, BTN, and BSI—have declared their readiness to synergize in providing affordable and sustainable financing for this large-scale project. This marks the formation of a strategic alliance between the state investment management institution and the national banking sector to vigorously drive the housing sector.
Rosan revealed that the banking sector enthusiastically welcomed this initiative because the scheme has been carefully designed. It provides guarantees through the financed properties, offers subsidized low-interest rates, and the process is expected to begin soon.
Danantara’s team has also engaged in intensive communication with the technical team of the Ministry of PKP to coordinate efficient and well-directed field implementation. With solid calculations and wide banking involvement, this initiative has a strong chance to generate significant social and economic impact.
Responding to Danantara’s support, Minister Maruarar Sirait appreciated the swift action and commitment shown by Rosan Roeslani. He immediately tasked his ministry’s officials, including Secretary General Didyk and BP Tapera Commissioner Heru Pudyo Nugroho, to quickly establish technical coordination with Danantara’s team. Thanks to early communication and intensive discussions, this collaboration is not starting from scratch but is already at a concrete stage toward realization.
Beyond mere financing, Danantara’s involvement in the people’s housing program reflects Indonesia’s courage to stand on its own feet in the development sector. President Prabowo Subianto has even emphasized the importance of independence in financing, including in housing. With the strength of institutions like Danantara, Indonesia no longer needs to rely excessively on foreign capital. Although foreign investment remains welcomed, domestic strength is the main foundation to ensure sustainability and stability in national development.
This positive signal has also attracted global attention. International confidence in Danantara continues to grow, marked by interest from friendly countries such as Qatar, which is ready to form strategic partnerships. This proves that Danantara is recognized as a credible and promising investment institution on the global stage, reinforcing Indonesia’s position as a major player worthy of consideration in the global economic arena.
However, the challenges ahead are significant. Deputy Minister of PKP Fahri Hamzah emphasized that financing needs for the 3 Million Houses Program reach IDR 300 trillion annually. This means that the state budget alone will be insufficient, requiring strong synergy from various non-state budget sources.
In a recent infrastructure discussion forum, Fahri explained that the state budget will be focused on priority sectors such as rural area renovation and coastal area management. For example, renovating 2 million rural homes requires more than IDR 43 trillion, while developing 1,200 coastal areas is estimated to absorb IDR 26 trillion. The rest of the financing must come from other credible, flexible, and fast sources, where Danantara’s role becomes crucial.
With an efficient organizational structure, flexibility in managing investments, and extensive funding networks, Danantara can meet these challenges. It not only channels funds but also designs financing schemes that benefit the public without burdening the state’s finances. Through a collaborative approach, Danantara not only finances projects but also builds an inclusive and sustainable financing ecosystem.
Danantara’s strategic steps also reinforce the state’s presence in guaranteeing the right to decent housing. Amid growing housing demands, the presence of an institution capable of bridging people’s needs with adequate financial support is crucial. Danantara is not just about numbers and investments but about the state’s real presence within society.
Danantara represents a new form of progressive state investment. Supported by transparent governance, prudence, and cross-sector cooperation, this institution becomes a driving force for value-based development. Support for the housing sector through the 3 Million Houses Program illustrates that Danantara operates not in the shadows but with a strong vision and measurable agenda.
Going forward, Danantara must not only be maintained but also strengthened. Political support, adaptive regulations, and healthy oversight from parliament and the public will form the foundation to keep Danantara on the right path.
Because ultimately, this institution is not just about building houses—it is about building hope. Danantara is the bridge between visionary government policies and the urgent realities of the people’s needs. And therein lies its strategic value and urgent necessity.
