Jakarta – The government has reaffirmed that funds belonging to micro, small, and medium enterprises (UMKM) deposited in banks are safe and well protected. This assurance was conveyed to maintain business actors’ confidence in the national financial system while ensuring the stability of the banking sector amid global economic dynamics.
Indonesia’s Minister of Finance, Purbaya Yudhi Sadewa, emphasized that the state, through various fiscal policy instruments and financial system stability measures, continues to ensure the protection of public funds, including those of UMKM held in banks. He stressed that trust in the banking system is a crucial foundation for sustainable national economic growth.
“The government ensures that the financial system remains stable and that public funds, including those of UMKM, are well protected,” he said.
In line with this, the Chief Executive for Banking Supervision at the Financial Services Authority (OJK), Dian Ediana Rae, stated that OJK continues to strengthen banking supervision to ensure banks consistently apply prudential principles and sound risk management. According to him, strong supervision is key to maintaining banking sector health and protecting customers’ interests, including UMKM actors.
“OJK ensures that the banking sector remains sound, so public funds can be managed safely and reliably,” he said.
The government views the protection of UMKM funds in the banking system as an important part of its strategy to strengthen the national financing ecosystem. With greater confidence in the safety of their deposits, UMKM actors are expected to be more confident in developing their businesses, expanding access to financing, and contributing to national economic growth.
Going forward, the government will continue to strengthen synergy among ministries, financial authorities, and deposit guarantee institutions to ensure ongoing financial system stability. This policy underscores the state’s presence in protecting business actors while sustainably maintaining public trust in the national banking system.
